To do this you will need the recipient’s account name and number, and sort code.Consumers and businesses are advised not to accept post-dated cheques because of the problems they create if they are paid into their bank accounts before the due date.A postdated check or draft will display a future date on it.A check user will often write this in to specify that s/he does not want to withdraw the amount of the check until the date specified. the Uniform Commercial Code is standard set of business laws, regulating financial contracts.Different banks have different policies, but the majority of banks discourage the practice of post-dating cheques.Many state in their terms and conditions that post-dated cheques should not be written, while some include a note at the front of chequebooks, saying post-dated cheques should not be written..action_button.action_button:active.action_button:hover.action_button:focus.action_button:hover.action_button:focus .count.action_button:hover .count.action_button:focus .count:before.action_button:hover .count:before.u-margin-top--lg.u-margin-left--sm.u-flex.u-flex-auto.u-flex-none.bullet. Content Wrapper:after.hidden.normal.grid_page.grid_page:before,.grid_page:after.grid_page:after.grid_page h3.grid_page h3 a.grid_page h3 a:hover.grid_page h3 a.action_button.grid_page h3 a.action_button:active.grid_page h3 a.action_button:hover.grid_page h3 a.action_button:not(.fake_disabled):hover.grid_page h3 a.action_button:not(.fake_disabled):focus.grid_pagediv.
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(For example, $17.50 per $100 for seven days can translates to a rate of more than 900% on an annualized basis.) A payday borrower will typically write a post-dated personal check in the amount she or he wishes to borrow, plus a fee, in exchange for cash.This is likely to be inconvenient to both you and the person or business you have given the cheque to.If the bank does not spot that the cheque has been post-dated, the cheque would then probably be paid before you intended or returned unpaid if you have insufficient funds in your account.(For example, if Mike writes a check on the 14th of January, but postdates it for the 28th, the bank will not cash the check for another two weeks.) Article 3, Section 113 of the Uniform Commercial Code (UCC) outlines the rules for postdated checks. The UCC better enables lenders to loan money, secured by a borrower's personal property.) Customers who take out payday loans frequently use postdated checks, which most banks will honor.
A payday loan is a form of short-term borrowing, which many regard as very risky.
before the advent of automated payments such as Direct Debits and standing orders.